Money health
Start your own household81/ 100
Provisional
We show a provisional score until there's enough to be honest about. Still needed:
- put at least one entry in every bucket
What makes up your score
- Savings rate12.4/30
Savings ÷ net income · 8%
- Essential burden25/25
Must-paid ÷ net income · 9%
- Debt service20/20
Loan repayments ÷ gross income · 0%
- Emergency buffer18.3/20
Liquid savings ÷ monthly must-paid · 6.5 months
- Privacy discipline5/5
Your own cap, last 3 months · 3 of 3 months
Goals
Plain-language, and derived from your weakest component. Tap one to see the kinds of products that address it.
Rolling 90 days. Annual items (road tax, insurance, school fees, Raya) are spread across 12 months, so one big legitimate payment doesn't crater the month.